Remortgaging

Want to save money? Think about remortgaging

Remortgaging simply means finding another mortgage for your property and moving from one lender to another to get yourself a better rate. You don’t even have to move house to do it!

Your mortgage is likely to be your biggest financial commitment – so streamlining the largest debt can produce the largest saving. New rates are becoming available all the time, so it’s essential to review your mortgage regularly and take advantage of the UK’s hugely competitive mortgage market.

Talk to flower IFA

But it’s not just about saving money - it’s about selecting a new mortgage which is right for you and your current situation. That’s why you should get impartial mortgage advice and not just talk to a selection of lenders with their own sales targets. Because flower IFA is completely independent, we can look across the whole of the mortgage market and only recommend the mortgage which best suits your circumstances and budget.

After the remortgage application is made…

Our after-sales care will keep you fully informed - your mortgage adviser will stay in contact with you throughout the remortgage application procedure, right through to completion.

If you need to get in touch with us, you’ll be able to reach your adviser on their own Direct Dial number. So unlike some major lenders, you won’t be calling a generic ‘phone line to an anonymous Customer Services department – you’ll reach your personal adviser, or their Voicemail, and they’ll get straight back to you.

You can take advantage of our new ‘My flower’ online system too, which you can access 24/7 to get regular updates on the status of your mortgage, (as well as other products such as insurance policies or pensions if you also arrange these through flower).